Visa has launched Intelligent Commerce, a groundbreaking platform that empowers AI agents to shop and pay on your behalf—securely, seamlessly, and at scale—ushering in a new era of autonomous, personalized commerce. (Source: Image by RR)

Visa Intelligent Commerce Will Let AI Agents Shop and Pay on Your Behalf

Visa has introduced Visa Intelligent Commerce, a groundbreaking initiative that integrates AI into everyday payments, allowing AI agents to browse, shop and manage purchases on behalf of consumers. Announced during the Visa Global Product Drop, this innovation positions Visa at the center of AI-driven commerce by enabling developers to tap into Visa’s trusted payment network. With consumers setting preferences and boundaries, AI agents can carry out personalized transactions, redefining how people will interact with commerce in the coming years.

The initiative, according to businesswire.com, reflects Visa’s vision of a future where AI handles shopping tasks—like booking vacations, managing grocery lists, or finding clothing—while Visa ensures secure, seamless payments behind the scenes. Backed by over 30 years of experience in AI and fraud prevention, Visa is partnering with major tech players like OpenAI, Microsoft, IBM, and Stripe to support the global rollout of secure, scalable AI-powered transactions.

Key features of Visa Intelligent Commerce include AI-Ready Cards, which tokenize payment credentials for safer use by authorized AI agents, and AI-Powered Personalization, allowing users to share purchase data (with consent) to improve shopping recommendations. Visa also offers real-time transaction controls, dispute management, and customizable spending limits—ensuring users retain full control over AI-based purchases.

By providing a developer-friendly suite of APIs and a commercial partner program, Visa is enabling merchants, consumers, and AI platforms to adopt AI commerce with confidence. With its proven fraud prevention tools and secure payment infrastructure, Visa is helping lead the transition from traditional digital transactions to the next frontier—automated, intelligent commerce powered by AI agents.

read more at businesswire.com